Frequently Asked Questions

  1. What exactly is a payday loan?
  2. I've heard of payday loans described as numerous different terms. What are the differences?
  3. I would like to get a payday loan. How do I receive my cash?
  4. What is the loan approval process?
  5. How much money can I have advanced to me?
  6. What are the loan fees for the cash advance?
  7. I do not have access to a fax machine. What can I do?
  8. I am ready to get a payday loan / cash advance! Where do I go to apply?

What exactly is a payday loan?
A payday loan is a small unsecured loan, usually for $100 to $1,500, which is designed to meet your financial needs until your next payday. Essentially, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday.
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I've heard of payday loans described as numerous different terms. What are the differences?
Payday loans are also known as cash advance, short term loans, payday advances, cash loans, fast cash, fast loans, bad credit loans, deferred deposit, and a number of other things. No matter what you call them, payday loans can get you through your financial crisis.
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I would like to get a payday loan. How do I receive my cash?
The payday loan / cash advance is typically wired directly into your bank account. The payday loan website works with a network of lenders, some of which can have money in your bank account in just one hour!
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What is the loan approval process?
The loan application is simple, convenient, and takes only seconds. Once you have completed the application, you will be connected with a lender that matches your needs. Since many of the payday loan websites have over 20 of the largest payday lenders available, you can be assured that you will get the loan you are looking for.
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How much money can I have advanced to me?
Each payday loan website is different, but you each will help you get up to $1,500, based upon the information that you provide to on the loan application.
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What are the loan fees for the cash advance?
Each payday loan website works with a network of lenders whose cash advance fees are the lowest in the payday loan industry. The fees will vary depending on which lender you are matched with.
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I do not have access to a fax machine. What can I do?
Since the payday loan websites that we recommend have faxless lenders in their network, you most likely will not need to fax in paperwork. If your lender does require faxing, you can simply go to your local Kinko's, Office Max, Office Depot, Staples, or Mailbox Etc. to use their public fax machine. Keep in mind that a faxless lender usually takes longer to approve your loan, so a simple drive to a local fax machine can help you get your loan much more quickly.
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I am ready to get a payday loan / cash advance! Where do I go to apply?
Great! You can go to any of the sites listed on our Home Page to apply for your payday loan.

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